Personal Banking
Personal Banking
A variety of personal and business products are available to you. Among these include checking accounts to meet every customer's needs.
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Simple Checking
Requires only $100 minimum deposit and no minimum balance. It's simple...and it works.
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Value Checking
Requires $100 minimum balance and a $300 average daily balance, while some fees are assessed for specific items.
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NOW Checking
An interest earning account, requiring a $500 initial deposit and daily average balance. There are minimum balance requirements and fees for specific items.
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SUPER NOW Checking
Earns interest at a higher rate than the NOW account, and requires a $2500 initial deposit and average daily balance. Additional fees are assess for specific items.
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Business Checking
Provides business owners with an account that charges monthly fees as well as per item fees. Services charges are based on average balances.
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Health Savings Checking (HSA)
Requires $250 minimum deposit and balance, monthly earnings are based on a tiered interest rate. A fee may be assessed if balance falls below the minimum. Eligibility rules apply.
To qualify for an HSA, a high-deductible health insurance plan is required.
First Financial Bank offers the ShazamChek Debit Card. See our helpful teller staff for details on how to become a ShazamChek holder.
Savings Accounts
The perfect start to savings for little ones to adults.
- Youth accounts need only a $10 deposit to open
- Adult accounts deposit $100 to open
- No fees for adult accounts that maintain balances of $100 and over
- $2 minimum balance fee for balance below $100
- Six withdrawals per month with no fee
- Other transaction limits may apply
Hey kids in grades Kindergarten to 6th! Come and join the Fun & Fortune Family!
- $10 beginning deposit to open F & FF account.
- Opportunities for rewards and prizes
- Bank sponsored parties and events for members
We've got incentives for the 7th to 12th graders, too. Here's an account with you in mind!
Teen Savers Club
- Opening deposit of $10.
- Opportunities to begin certificate of deposits at slightly higher rates
- Prizes awarded for reaching savings levels
- Minimal fees and extra opportunities
- Requires a minimum deposit of $2,500 to open
- Earnings are based on a tiered interest rate
- $2 minimum balance fee if average daily balance falls below $2,500
- Six withdrawals per month with no fee
*Further account details are available on our Truth in Savings Disclosure. Stop by our office or call for a copy. First Financial Bank in Winnebago is FDIC insured and Equal Housing Lender.